William Baldwin writes about investment strategies for the print and digital editions of Forbes. He has been a journalist for 42 years, and was editor of Forbes magazine from 1999 to 2010. His philosophy is that it is hard, but not impossible, to beat the market, and that it is easy, and imperative, to save on taxes and money management costs. He graduated from Harvard in 1973 with a degree in linguistics and applied math. Tax law is a frequent subject in his articles, and he has been an Enrolled Agent since 1979.